Is Christopher Luxon a liar or deluded?

Will Luxon resign if rents don’t stop rising? No! What a crock of crap. What happened when Student allowance went up by 50.00 per week? https://www.stuff.co.nz/a/nz-news/350211394/pm-christopher-luxon-argues-renters-will-be-grateful-interest-deductibility?lid=m8nx4u1zsz2r&utm_source=newsletters&utm_medium=email&utm_campaign=two_minutes_of_stuffLandlords almost universally lifted their rents when this happened. This is not a bash the Landlord post. Currently you can get 6.5% interest on fixed term, with first mortgage security on low risk investments. So Lets say I bought a rental for 800,000 k with a 400,000 deposit. That 400 k could earn me 26000.00 gross or 500.00 per week. If I wanted a 6.5%cash return on a 800,000.00 dollar home (1000.00 per week) I would need to be getting about 65000.00 per year in rent or 1250.00. I would be paying 2,606 per month over 60 years for the mortgage or interest only 2200.00. It is not the job of a commercial landlord to subsidise housing. The responsibility for the provision of affordable, safe, healthy housing lies at the feet of society via the State, the Church, NGOs or Charitable organisations. We as a society can afford to do this, we cannot afford the consequences of not doing so. We have seen these consequences From The mid 1970’s on, the initial instigators of this were in fact Labour and then National doubled down. This will only end when those who are most affected by this actually use their electoral power and vote in a Government that will deal with this. The biggest problem with Labour’s last term was squandering its electoral mandate on issues that actually would not have addressed the prime roots of poverty in our society and that is the cost of housing. This is not about higher wages or benefits it is about lower rents and an ability to buy property at an affordable price. Here endeth the lesson.

A Dollar In My Pocket

I was talking with someone today, they had pair of vintage dungarees accidentally disposed of. I know the back story and even helped trying to find such a pair. I understood, empathised and advised how to put it into perspective. I have lost some things in my life that at the time were quite devastating. It reminded me of how small things can seem huge.

I was off shopping for Christmas presents when I was 12. I had my own money I had saved, $8.00. I had a job where I got paid $1;00 per day for delivering groceries on a behemoth of a bicycle. On this day I had bought all the presents I needed and had one dollar left. I felt like a rich man, I reached into my pocket and out it fluttered, quickly scooped up by the person behind me whom when I asked for it back said “finders keepers”. I was devastated, I even went to the Police who said sorry sonny, no proof, can’t help. That was it. In the scheme of things it didn’t matter as I had bought everyone a present, the last $1.00 was going to possibly buy me an ice cream soda. Now why would I remember this 50 years later, even now as I think about it I remembered an earlier loss of a coping saw, brand new and left on a bus. Another incident occurred the week of my first wedding (I know married more than once the loss in that is a whole nother story). I was in town to pick up the suits. I got to the shop and reached into my pocket for the $60:00 and it was gone, I rushed off to backtrack my steps but came back empty-handed, the proprietor said I see you have a cheque book sir, I said yeah but not the money in it to pay for the suits, he said post date it for two weeks and then we will worry about it then. Although I was relieved and thankful the fact that it has stuck in my memory indicates to me that it was a significant blow.

I have yet to work out why some of my most embarrassing, hurtful and frustrating moments seem to be indelibly scorched into my memory. Sure there are moments of triumph and wonder that still reside there. Perhaps I will do some reading about it as I think it is an important factor and can bog us down or leave us stuck when what is essentially a moment in time can impact us in a big way yet the thing is really trivial. I know it didn’t seem trivial then and everything needs perspective however the biggest perspective is that we come into this world with nothing and we take with us out of this world nothing material.

I have a judeo-christian set of beliefs about this life however my beliefs about the next are pan, that is they will pan out in the end. In many ways it is not about what we lose in this life it is about what we leave behind. What is our legacy? What memories do we leave behind for others? What impact on others do we leave behind? It is those things that really matter. I am not talking about money here, I am talking about things that help lives change. It is those moments that cancel out feelings of loss. Looking back and seeing the impact on others, (sometimes we will never see that impact).

Psychologist Julius Segal, in looking at what helps children overcome adversity, wrote that “one factor turns out to be the presence in their lives of a charismatic adult — a person from whom they gather strength. And in a surprising number of cases, that person turns out to be a teacher”. Being an influence that overcomes the adversity of others is not limited to teaching we must remember that if we mourn the loss of $1:00 how much more we must celebrate the people in our lives who bring the gift of overcoming adversity. In doing so and realising this we need to be intentional in doing this in any way we can, whether it be small or large actions. We never know when the smallest act can make a difference.

With love

Paul

Moral dilemmas,

I have been through a few, some I have failed at, others well I have managed to stand true. I am fortunate, I have a place to live, food to eat, even some toys. I am living week to week at the moment but I still have choices and I can improve my lot.

Some time ago I bought a small boat, not a lot of money, however enough. I have been out fishing three times. I want to fish more but needed to make some adjustments. I am safety-wise, I have life jackets, VHF, cell phone, first aid, and fire extinguisher and I won’t go out of the Harbour at the moment as I lack the experience to go across the bar at Waihi Beach. I am a member of Coastguard and put in trip reports (p.s. you don’t need to be a Coastguard member to put in trip reports).

I decided I would get a backup motor, I had two I had bought cheap, and regretted it, hard to start, I scrapped them this week. So I bought a brand new motor. Unboxed it and was gobsmacked, instead of the 999.00 motor in the box there was a 1600.00 one. Now as far as the law is concerned it was mine, a contract had been entered into and money exchanged hands. It felt good for a little while and I found myself justifying keeping the motor. That was dilemma number 1, very shortly after dilemma number two appeared.

I decided I better register my boat trailer and get it legal. I checked the registration plate and it was listed as stolen. My heart fell to my boots, you see for me that’s a no-brainer. It doesn’t belong to me. I may have bought it but stolen is stolen! I had a small pity party then called the Police, took that which was mine off the boat and hitched it up to my car. At the same time, I reboxed the motor and put it into the back of my car. Law or no law my conscience couldn’t keep it. Times are tough and retailers cannot afford to lose 600.00. I took the boat to the Police and returned the motor.

I would love to tell you that I felt great but actually, I didn’t. The boat thing happened as I did not do a fundamental check and run the plate number through the system. If it wasn’t listed as stolen or a security registered against it I would have been covered via an insurance system. To be fair I had ignored my niggles, it was;t super cheap or anything, there was just a quiet voice and I was ignoring it as I didn’t want to lose any money.

The Police Constable said you could have kept this thrown away the number plate and sampling removed the plate number that was painted on. I said it comes down to this I call myself a follower of Christ (thank God for Grace as sometimes I am not that flash at it) I also believe in integrity then there are the other po (posts that inform ny life). My Family and friends. A house that has only three walls or posts is not very strong. In the end if I have nothing but God, Family, Integrity and Friends then that is enough, I am a rich man.

Well I got a call from the Police, the only stolen thing on my boat was the number plate, the boat was not listed as stolen and the trailer that the plate matched was not a boat trailer. Could I please come and pick it up from the lock-up. I felt good, but not vindicated. I didn’t see it as a reward for doing the right thing. I got the money back that I had put down on the motor, so I decided to wait for an auxiliary rather than buy the one I was going to. That money needed to go to help some people who are away from their families working. to support them and I am putting on a Christmas Lunch for them. Once again I don’t feel that I am good and I don’t expect any reward here’s why.

My reward in life comes from knowing that doing the right thing as an outworking of my faith is my reward. To maintain faith in a living and practical way that also demonstrates how faith should be is something that the church just doesn’t do very well. Many people try however for many others, they go to church on a Sunday, they may put some money in the plate and that’s it.

Here is the kicker. Times are really tough for a lot of people right now, New Zealanders from the middle to the bottom of the economic scale are being smacked around in every corner. I will talk about that in my next post,

Be Strong and steadfast,

Paul

“Beggars can’t be choosers,” Why Food Banks are not the answer.

is a phrase coined in the 1500s, well before state welfare even existed, is the mantra that sits behind the government’s preoccupation with outsourcing to food banks, says Danielle Le Gallais. https://thespinoff.co.nz/society/13-12-2021/why-food-banks-arent-the-answer . Danielle provides around 150 people a week a meal on a Sunday for the people she calls people who are facing food insecurity. Danielle says the lockdown impacted the food she normally could provide in terms of quality and quantity. Is Danielle some rich lister? I doubt it she is a single mother of two who’s busy studying law at

Loss and grief, no advice here just my perspective, sorry about the length…

Losing a loved one is something that comes to us all, for some it happens early in our lives, for others later.  Some losses are felt keener than others, my mother died at an early age, my father at 80, both losses for me, my mum’s was felt more acutely.  The loss of my brother was devastating.  Loss comes not just through death,

Not another bloody God botherer!

Staggering,stumbling and swaying, I saw the figure in the distance, drunk…. perhaps, as I get closer I see a familiar figure,pastel blue high waisted track pants, pink turtle necked skivvy that is tucked into her pants,