Is Christopher Luxon a liar or deluded?

Will Luxon resign if rents don’t stop rising? No! What a crock of crap. What happened when Student allowance went up by 50.00 per week? https://www.stuff.co.nz/a/nz-news/350211394/pm-christopher-luxon-argues-renters-will-be-grateful-interest-deductibility?lid=m8nx4u1zsz2r&utm_source=newsletters&utm_medium=email&utm_campaign=two_minutes_of_stuffLandlords almost universally lifted their rents when this happened. This is not a bash the Landlord post. Currently you can get 6.5% interest on fixed term, with first mortgage security on low risk investments. So Lets say I bought a rental for 800,000 k with a 400,000 deposit. That 400 k could earn me 26000.00 gross or 500.00 per week. If I wanted a 6.5%cash return on a 800,000.00 dollar home (1000.00 per week) I would need to be getting about 65000.00 per year in rent or 1250.00. I would be paying 2,606 per month over 60 years for the mortgage or interest only 2200.00. It is not the job of a commercial landlord to subsidise housing. The responsibility for the provision of affordable, safe, healthy housing lies at the feet of society via the State, the Church, NGOs or Charitable organisations. We as a society can afford to do this, we cannot afford the consequences of not doing so. We have seen these consequences From The mid 1970’s on, the initial instigators of this were in fact Labour and then National doubled down. This will only end when those who are most affected by this actually use their electoral power and vote in a Government that will deal with this. The biggest problem with Labour’s last term was squandering its electoral mandate on issues that actually would not have addressed the prime roots of poverty in our society and that is the cost of housing. This is not about higher wages or benefits it is about lower rents and an ability to buy property at an affordable price. Here endeth the lesson.

Moral dilemmas,

I have been through a few, some I have failed at, others well I have managed to stand true. I am fortunate, I have a place to live, food to eat, even some toys. I am living week to week at the moment but I still have choices and I can improve my lot.

Some time ago I bought a small boat, not a lot of money, however enough. I have been out fishing three times. I want to fish more but needed to make some adjustments. I am safety-wise, I have life jackets, VHF, cell phone, first aid, and fire extinguisher and I won’t go out of the Harbour at the moment as I lack the experience to go across the bar at Waihi Beach. I am a member of Coastguard and put in trip reports (p.s. you don’t need to be a Coastguard member to put in trip reports).

I decided I would get a backup motor, I had two I had bought cheap, and regretted it, hard to start, I scrapped them this week. So I bought a brand new motor. Unboxed it and was gobsmacked, instead of the 999.00 motor in the box there was a 1600.00 one. Now as far as the law is concerned it was mine, a contract had been entered into and money exchanged hands. It felt good for a little while and I found myself justifying keeping the motor. That was dilemma number 1, very shortly after dilemma number two appeared.

I decided I better register my boat trailer and get it legal. I checked the registration plate and it was listed as stolen. My heart fell to my boots, you see for me that’s a no-brainer. It doesn’t belong to me. I may have bought it but stolen is stolen! I had a small pity party then called the Police, took that which was mine off the boat and hitched it up to my car. At the same time, I reboxed the motor and put it into the back of my car. Law or no law my conscience couldn’t keep it. Times are tough and retailers cannot afford to lose 600.00. I took the boat to the Police and returned the motor.

I would love to tell you that I felt great but actually, I didn’t. The boat thing happened as I did not do a fundamental check and run the plate number through the system. If it wasn’t listed as stolen or a security registered against it I would have been covered via an insurance system. To be fair I had ignored my niggles, it was;t super cheap or anything, there was just a quiet voice and I was ignoring it as I didn’t want to lose any money.

The Police Constable said you could have kept this thrown away the number plate and sampling removed the plate number that was painted on. I said it comes down to this I call myself a follower of Christ (thank God for Grace as sometimes I am not that flash at it) I also believe in integrity then there are the other po (posts that inform ny life). My Family and friends. A house that has only three walls or posts is not very strong. In the end if I have nothing but God, Family, Integrity and Friends then that is enough, I am a rich man.

Well I got a call from the Police, the only stolen thing on my boat was the number plate, the boat was not listed as stolen and the trailer that the plate matched was not a boat trailer. Could I please come and pick it up from the lock-up. I felt good, but not vindicated. I didn’t see it as a reward for doing the right thing. I got the money back that I had put down on the motor, so I decided to wait for an auxiliary rather than buy the one I was going to. That money needed to go to help some people who are away from their families working. to support them and I am putting on a Christmas Lunch for them. Once again I don’t feel that I am good and I don’t expect any reward here’s why.

My reward in life comes from knowing that doing the right thing as an outworking of my faith is my reward. To maintain faith in a living and practical way that also demonstrates how faith should be is something that the church just doesn’t do very well. Many people try however for many others, they go to church on a Sunday, they may put some money in the plate and that’s it.

Here is the kicker. Times are really tough for a lot of people right now, New Zealanders from the middle to the bottom of the economic scale are being smacked around in every corner. I will talk about that in my next post,

Be Strong and steadfast,

Paul

One One, Two Two, Three Three, Shit, Fuck!

I read the Death notices the other day, just to check if I was still alive, not that I would necessarily want a death notice in the paper. Those who are close to me would know already and why give the miserable buggers who don’t like me reason to celebrate?  I digress, in the notices was the name

I went to Church

I went to church this morning, partly to cleanse myself of the commercialism of easter, partly because I wanted to sing and partly because my daughter was visiting.  Some of you know I moved six months or so ago. I went along to a local church and it was a time warp, as if I had jumped into the Tardis and gone back 35 years.

“Beggars can’t be choosers,” Why Food Banks are not the answer.

is a phrase coined in the 1500s, well before state welfare even existed, is the mantra that sits behind the government’s preoccupation with outsourcing to food banks, says Danielle Le Gallais. https://thespinoff.co.nz/society/13-12-2021/why-food-banks-arent-the-answer . Danielle provides around 150 people a week a meal on a Sunday for the people she calls people who are facing food insecurity. Danielle says the lockdown impacted the food she normally could provide in terms of quality and quantity. Is Danielle some rich lister? I doubt it she is a single mother of two who’s busy studying law at

The Truth Never Wins A Popularity Competition

I read this today, It was originally written last year.  I am sharing it because it is poignant, shocking and brutally honest. 

The Dwarf who moved

Peter Williams QC was a New Zealand Lawyer who had a reputation for being fearless in his 60 year career he defended some 600 murder defendants.  The book I read recently is titled The dwarf who moved: and other remarkable tales from a life in the law. The book was entertaining and informative.

When is enough?

How many times must I forgive my brother, Lord?   So says Peter in  a question to Jesus Howmanytimes, Peter postulates a good number up to seven times my Lord? Jesus replies not up to seven times, Peter is probably thinking phew that is not so hard then when Jesus hits him with the knockout,

You Better Get In This Bloody Car Right Now

I heard this as I was driving home, a car parked in the middle of the street, in no mans land as it were, hazard lights flashing, the tone of the voice sent me into high alert

How is your day?

A simple question often asked, a nicety, exchanged as a way to kill the silence, friends who know me will know my motto of don’t ask a question you don’t want to hear the answer to……