Monthly Archives: November 2018

Shall I comment?

Facebook and other social media are an everyday part of many peoples lives.  Some  say that there has been a new level of harm done because of people who comment on others posts and these comments are hurtful Continue reading

Housing First

New Zealand we have a problem.

We have entered a period where interest rates are at a 70 year low, good news one might say for those who are borrowing however there is a huge barb in this.  On the back of this means that people can afford to borrow more money thus driving the value of housing stock in an upwards movement. Continue reading