Is Christopher Luxon a liar or deluded?

Will Luxon resign if rents don’t stop rising? No! What a crock of crap. What happened when Student allowance went up by 50.00 per week? https://www.stuff.co.nz/a/nz-news/350211394/pm-christopher-luxon-argues-renters-will-be-grateful-interest-deductibility?lid=m8nx4u1zsz2r&utm_source=newsletters&utm_medium=email&utm_campaign=two_minutes_of_stuffLandlords almost universally lifted their rents when this happened. This is not a bash the Landlord post. Currently you can get 6.5% interest on fixed term, with first mortgage security on low risk investments. So Lets say I bought a rental for 800,000 k with a 400,000 deposit. That 400 k could earn me 26000.00 gross or 500.00 per week. If I wanted a 6.5%cash return on a 800,000.00 dollar home (1000.00 per week) I would need to be getting about 65000.00 per year in rent or 1250.00. I would be paying 2,606 per month over 60 years for the mortgage or interest only 2200.00. It is not the job of a commercial landlord to subsidise housing. The responsibility for the provision of affordable, safe, healthy housing lies at the feet of society via the State, the Church, NGOs or Charitable organisations. We as a society can afford to do this, we cannot afford the consequences of not doing so. We have seen these consequences From The mid 1970’s on, the initial instigators of this were in fact Labour and then National doubled down. This will only end when those who are most affected by this actually use their electoral power and vote in a Government that will deal with this. The biggest problem with Labour’s last term was squandering its electoral mandate on issues that actually would not have addressed the prime roots of poverty in our society and that is the cost of housing. This is not about higher wages or benefits it is about lower rents and an ability to buy property at an affordable price. Here endeth the lesson.

“Beggars can’t be choosers,” Why Food Banks are not the answer.

is a phrase coined in the 1500s, well before state welfare even existed, is the mantra that sits behind the government’s preoccupation with outsourcing to food banks, says Danielle Le Gallais. https://thespinoff.co.nz/society/13-12-2021/why-food-banks-arent-the-answer . Danielle provides around 150 people a week a meal on a Sunday for the people she calls people who are facing food insecurity. Danielle says the lockdown impacted the food she normally could provide in terms of quality and quantity. Is Danielle some rich lister? I doubt it she is a single mother of two who’s busy studying law at

Transience a form of neglect?

 

As a Statutory Social Worker one of the tasks I had to complete was to determine whether I believed a child or young person was in need of care and protection,

The Buck Stops here…

I watched a lengthy interview of Paul Keating the other day.  It traversed his time in politics with Bob Hawke  Keating and Hawke are  both ex Prime Ministers of Australia, with Keating serving as Treasurer to Hawke.  The interview was candid and interesting, there was one thing that I found refreshing.

Australia had a recession, not as bad as New Zealand’s and the economic medicine that was prescribed was not as nasty as ours.  The neo-liberals did not reign supreme over there.  Some of this is due to the fact that there was a minerals boom in Australia that set a whole lot of other economic indicators in place, however they did have a recession.

In life and in politics it is very rare to hear people take responsibility for their actions, however it is both liberating and honourable to do so, all care and no responsibility seems to be the catch cry of many politicians and CEO’s. John Banks was on TV acclaiming his acquittal of electoral fraud charges as innocence, what a crock of the proverbial.  A man who cannot remember a helicopter ride to the mansion of Kim Dotcom is hardly reliable. The defence of accepting someone else doing the paper work is disingenuous and morally bankrupt.  More so because Banksie campaigns on morals and presents himself as above reproach.  Banks made a fatal mistake, he forgot the cardinal rule and that is the piper has to be paid.  When Mr Dotcom was languishing at the courtesy of her majesty on remand, he needed a kindness.  Banks ran like a scalded cat, the rest they say is history.  But enough of how he got into the situation it is how he got out of it.

I don’t like Banks or his politics, just to put it out there and I was not unpleased to see his grubby little arrangement become undone.  However if he had smply come out and said I stuffed up, I got it wrong, I should have checked it is not good enough, I would have supported him.  I would have had no choice because he would have been practicing what I preach. I would have supported him staying in Parliament and supported a discharge without conviction, because in doing so he would have been setting the right example.  In doing so he would have provided the best defence and shut up the critics baying for blood, and set the example.

Back to Keating, you see Paul Keating said that in the end, no matter the outside influences, the policies etc he was  Treasurer Minister of Finance when the recession struck and he was responsible. I don’t remember what he said at the time  and revisionist judgements are not the best but he said it was my responsibility it happened on my watch, end of the story.

Contrast this to our present day pollies, they will do anything to avoid taking responsibility.  The trouble with politics is that it is turned into a giant game of gotcha, which is driven by vested interests.  Health housing, welfare education, all the same.  We in New Zealand have tried to run with a budget approach to these things which are driven by the ideology of low tax and the neo-liberal mantra of privatisation and the nonsense of competition and market forces, which are euphemisms for corporatisation and the shifting of wealth from the bottom to the top.  We cannot have world class education and low taxes, the same with health and even housing but nobody wants to tell the truth because that is the equivalent of a bucket of cold sick for breakfast so what do we get.

What we get is secondary taxation in the form of health insurance, ever rising school fees, and the commodification of basic housing just a tip of the iceberg.  Those who cannot are cast onto the heap essentially, this is a short sighted approach that is costing us all dearly financially and in real terms.  It is reflected in crime, abuse and many other negative social indicators, it is reflected in children living in poverty, short of food, clothes and above all else love and affection.  It starts in my opinion in a very basic place and the answers begin in solving that.  It is not solved by increasing benefits, more money spent on health and education the solution lies in housing, in my next blog I will explain why, as to Banks, Key, Little, Dot Com et al, learn to take responsibility and be accountable.

Paul